عدلیہ سے کہتا ہوں ملک پر رحم کرے،وزیراعظم عمران خان

miafridi

Prime Minister (20k+ posts)

maxresdefault.jpg

حکومت سے نکلا تو اپوزیشن کیلئے زیادہ خطرناک ہوں گا، عمران خان


وزیراعظم عمران خان نے کہا ہے کہ حکومت سے نکل گیا تو میں اس سے زیادہ خطرناک ہوں گا۔

’آپ کا وزیراعظم آپ کے ساتھ ‘ میں عوام کے سوالات کے جواب کے دوران عمران خان نے کہا کہ ہماری پارٹی کی حکومت یہ مدت اور آئندہ مدت بھی پوری کرے گی۔

انہوں نے اپوزیشن کو دو ٹوک پیغام دیا کہ حکومت سے نکل گیا تو میں اس سے زیادہ خطرناک ہوں گا، میرے سڑکوں پر نکلنے سے آپ کو چھپنے کی جگہ نہیں ملے گی۔


سورس

Wohi Rangeela Jis ne Nawaz Sharif ko train karnay say maazrat kar li thi. ? ?
 

Saboo

Prime Minister (20k+ posts)
مہنگائی اگر تنگ کرتی ہے تو اپنے لیڈر سے کہیں کہ آپ کا مہینہ لگا دے۔ بڑا حرام کا مال ہے اس حرام خور کے پاس
میں نے تو سنا ہے موصوفہ کو مہنگائی اتنا تنگ نہیں کرتی جتنا تنہائ کرتی ہے
اسکا کوئی علاج ہے آپ کے پاس تو بتایں ….. ?
 

miafridi

Prime Minister (20k+ posts)
Wohi Rangeela Jis ne Nawaz Sharif ko train karnay say maazrat kar li thi. ? ?

A brief story of a Lion - Nawaz Shareef​


After that Nawaz Sharif had completed his education, in the 3rd division in B.A from Govt College, Lahore as he got admission in Govt College Lahore, on recommendations, and he used to be called in the class as "Kuggoo' because he never used to participate in the class nor replied to any question he has ever been asked by the lecturer, told by his class mates.

His father Mian Muhammad Sharif started him in the business. However, this proved a disaster. As a second option Mian Muhammad Sharif set him up with Pakistani actor Saeed Khan Rangeela to get him into acting (something which Nawaz Sharif wanted). A few days later Saeed Khan Rangeela sent his regrets to Mian Muhammad Sharif saying that his son was too dumb for acting and movie industry. Mian Muhammad Sharif then hired cricket coaches to train his son for cricket, but his physical fitness was too low for the sport. It is rumored that by mid-day on his first day at training Nawaz Sharif threw the bat down and left the stadium saying, this is too tough for me.

As a last resort he paid General Ghulam Jilani Khan a considerable sum of money to introduce Nawaz Sharif to General Zia-ul-Haq recommending him for a political post, who in turn made Nawaz Sharif the Finance Minister of Punjab.
 

RajaRawal111

Prime Minister (20k+ posts)
میں نے چند دن پہلے ہی کہا تھا کہ اپوزیشن کا سٹیٹ بینک بل کے خلاف شور منافقانہ ہے
یہ پاکستان کے بہتری کے لئے ہے کیوں کہ یہ ملک اس وقت غداروں کے ہاتھ چڑھا ہوا ہے - جو تباہی یہ غدار مچا رھے ہیں ان کے ہاتھ کو روکنا اس ملک کے مستقبل کے لئے بہتر ہے - یہ کسی طرح سے ہی رکے
اور اپوزیشن اصل میں اس بات کو سمجھتی ہے - یہ صرف پائنٹ سکورنگ کر رھے ہیں
 

Shazi ji

Chief Minister (5k+ posts)
The bad luck of Imran Khan and his disciples is that the Bandar Tamasha they start does not last too long. The latest Bander Tamasha of high GDP has just been hit by first stone by this policy, which kind of tells the Commercial Banks to be careful of GOP’s financial situation.

Just like truth that came out of mouth of Sea lion Shabar Zedi said --- This Entity Pakistan is now Bankrupt


Details ?

Banks told to stay wary of sovereign loans default

SBP’s instructions have come into effect from Jan 1 this year

ISLAMABAD:
The State Bank of Pakistan has instructed commercial banks to start taking into account the probability of default on loans taken by the federal government. This brings an end to decades-old belief that the government cannot default on domestic debt.

The central bank has issued the International Financial Reporting Standards (IFRS-9) instructions and withdrew an exemption from the expected credit loss on loans either guaranteed or taken by the federal government, revealed the July 2021 instructions that were to be enforced with effect January 1, 2022.
The IFRS-9 is the set of accounting rules that specify how a bank should classify and measure financial assets and liabilities.

According to a July 2021 SBP circular, these instructions will be enforced with effect from January 1, 2022 and the central bank has not issued any new order to extend the deadline. The SBP’s instructions would also limit the banks’ ability to extend unlimited amount of loans to the government besides increasing the cost of borrowing. The enforcement of the six-month-old decision would coincide with the absolute autonomy being given to the SBP, including a prohibition on the government borrowing from the central bank.

The new regulations will force the banks to review their capital requirements and increase the money in proportionate to the weighted risks being given to the government loans. In its official reply, the SBP said there would be some impact on the capital adequacy ratio because of the new regulations but it “will be negligible”. It also said that the expected credit loss on lending to the federal government would not be “substantial”.

“The SBP should not have implemented new regulations on the banking sector at this stage, as the country’s financial position is already not very stable and it will be disturbed even more because of this,said Shabbar Zaidi, a former senior partner of AF Ferguson. “As a result of the new regulations, the cost of government borrowing will significantly increase,” he added, demanding that the SBP should withdraw the new measures.

According to IFRS-9 regulations of 2019, commercial banks had been given an exemption from making a capital charge on loans given to the federal government. To enable this exemption, there was a clause in the old IFRS-9 regulation that read: “The credit exposure [in local currency] that have been guaranteed by the government and the government securities are exempted from the application of expected credit loss model and would not require provisioning.”

The July 2021 instructions revealed that the SBP had deleted this clause. This means that there is now a probability of default on the loans given to the federal government, which would eventually force commercial banks to make provisions against any expected loss. The deletion of this clause implies that the banks now need to calculate expected credit loss on these exposures.

This has huge implications for the industry, which considers government exposures to be credit risk free, according to one of the country’s top five banks. As a result, these exposures often carried very fine pricing, reflecting the low perceived risk, it added. The bank’s written comments further showed that while the ultimate recovery of the loan was assured and hence any loss would always be considered zero, there would always be the impact of the time value of the money.

The decision becomes especially relevant considering frequent restructuring in these exposures, especially in the case of power sector. The banking industry players said that similar exemptions had been given on the government lending in other countries where the IFRS was applicable, demanding restoration of the exemption facility. The banks will now need to calculate expected credit loss on the treasury bill and Pakistan Investment Bonds.

“This means that this will attract capital charge for the banks and impede their ability to hold unlimited government debt,” a Karachi-based banker told The Express Tribune. He said that irrespective of the prevailing interest rates, the banks would not be able buy the government debt beyond a threshold.
“The SBP would be stopped by the new law from lending to the government so who will fund the budget deficit in one to two years’ time?” he questioned.


Banking industry experts said taking expected credit loss would mean that there was a probability of default and the banks will have to increase capital adequacy ratio, which will carry a cost to them
“No bank will bear the cost on its books without first recovering from the government by increasing the lending rates,” said another banker. After a ban on the government borrowing from the central bank, the federal government can only meet its financing needs from the commercial banks. According to another amendment in the SBP bill that the National Assembly approved last week, the SBP’s primary objective will be domestic price stability.

Finance ministry sources said the central bank could pull a plug in the name of controlling inflation if the government remained imprudent in its debt-financed spending. This can then create problem for the government. To a question about implementation of the IFRS9 by January 1, 2022, SBP chief spokesperson Abid Qamar said that the central bank was in consultation with the banking industry and had received feedback from them on the draft guidelines issued on July 5, 2021.

Qamar added that keeping in view the feedback received from banking industry, the IFRS-9 instructions and implementation date were currently under review. “It will be communicated to the industry in due course of time.” However, as of now the central bank has not given extension in the implementation date. The sources said the banks had started preparing their balance sheets under new regulations.
To a question why the SBP deleted the clause, the spokesperson said these draft instructions were in line with IFRS-9 Accounting Standard Principles and Global Best Practices.

“The rationale for deleting the clause is that the expected credit loss on exposure to government is not substantial. Hence, the deletion of this clause would not have any material impact,” he added.
However, the reply suggests that the SBP expects some credit loss but continues to maintain it “is not substantial”. To another question about the implications of the new regulations on the government’s borrowing cost, the spokesperson said they were of the view that there would be no additional impact on the government’s borrowing cost.

However, the spokesperson agreed that the banks’ capital adequacy ratio requirements would increase but “there will be very negligible impact on the Capital Adequacy Ratios of the banks”. Although the new regulations imply that sovereign loans could default, Qamar said “this assumption is incorrect”.

Very detailed post and thanks for sharing the reality ,,,,
BUT YOUTHIA LOGIC IS
IK IS HANDSOME
GIVE HIM 200 years
??
 

Terminator;

Minister (2k+ posts)
The bad luck of Imran Khan and his disciples is that the Bandar Tamasha they start does not last too long. The latest Bander Tamasha of high GDP has just been hit by first stone by this policy, which kind of tells the Commercial Banks to be careful of GOP’s financial situation.

Just like truth that came out of mouth of Sea lion Shabar Zedi said --- This Entity Pakistan is now Bankrupt


Details ?

Banks told to stay wary of sovereign loans default

SBP’s instructions have come into effect from Jan 1 this year

ISLAMABAD:
The State Bank of Pakistan has instructed commercial banks to start taking into account the probability of default on loans taken by the federal government. This brings an end to decades-old belief that the government cannot default on domestic debt.

The central bank has issued the International Financial Reporting Standards (IFRS-9) instructions and withdrew an exemption from the expected credit loss on loans either guaranteed or taken by the federal government, revealed the July 2021 instructions that were to be enforced with effect January 1, 2022.
The IFRS-9 is the set of accounting rules that specify how a bank should classify and measure financial assets and liabilities.

According to a July 2021 SBP circular, these instructions will be enforced with effect from January 1, 2022 and the central bank has not issued any new order to extend the deadline. The SBP’s instructions would also limit the banks’ ability to extend unlimited amount of loans to the government besides increasing the cost of borrowing. The enforcement of the six-month-old decision would coincide with the absolute autonomy being given to the SBP, including a prohibition on the government borrowing from the central bank.

The new regulations will force the banks to review their capital requirements and increase the money in proportionate to the weighted risks being given to the government loans. In its official reply, the SBP said there would be some impact on the capital adequacy ratio because of the new regulations but it “will be negligible”. It also said that the expected credit loss on lending to the federal government would not be “substantial”.

“The SBP should not have implemented new regulations on the banking sector at this stage, as the country’s financial position is already not very stable and it will be disturbed even more because of this,said Shabbar Zaidi, a former senior partner of AF Ferguson. “As a result of the new regulations, the cost of government borrowing will significantly increase,” he added, demanding that the SBP should withdraw the new measures.

According to IFRS-9 regulations of 2019, commercial banks had been given an exemption from making a capital charge on loans given to the federal government. To enable this exemption, there was a clause in the old IFRS-9 regulation that read: “The credit exposure [in local currency] that have been guaranteed by the government and the government securities are exempted from the application of expected credit loss model and would not require provisioning.”

The July 2021 instructions revealed that the SBP had deleted this clause. This means that there is now a probability of default on the loans given to the federal government, which would eventually force commercial banks to make provisions against any expected loss. The deletion of this clause implies that the banks now need to calculate expected credit loss on these exposures.

This has huge implications for the industry, which considers government exposures to be credit risk free, according to one of the country’s top five banks. As a result, these exposures often carried very fine pricing, reflecting the low perceived risk, it added. The bank’s written comments further showed that while the ultimate recovery of the loan was assured and hence any loss would always be considered zero, there would always be the impact of the time value of the money.

The decision becomes especially relevant considering frequent restructuring in these exposures, especially in the case of power sector. The banking industry players said that similar exemptions had been given on the government lending in other countries where the IFRS was applicable, demanding restoration of the exemption facility. The banks will now need to calculate expected credit loss on the treasury bill and Pakistan Investment Bonds.

“This means that this will attract capital charge for the banks and impede their ability to hold unlimited government debt,” a Karachi-based banker told The Express Tribune. He said that irrespective of the prevailing interest rates, the banks would not be able buy the government debt beyond a threshold.
“The SBP would be stopped by the new law from lending to the government so who will fund the budget deficit in one to two years’ time?” he questioned.


Banking industry experts said taking expected credit loss would mean that there was a probability of default and the banks will have to increase capital adequacy ratio, which will carry a cost to them
“No bank will bear the cost on its books without first recovering from the government by increasing the lending rates,” said another banker. After a ban on the government borrowing from the central bank, the federal government can only meet its financing needs from the commercial banks. According to another amendment in the SBP bill that the National Assembly approved last week, the SBP’s primary objective will be domestic price stability.

Finance ministry sources said the central bank could pull a plug in the name of controlling inflation if the government remained imprudent in its debt-financed spending. This can then create problem for the government. To a question about implementation of the IFRS9 by January 1, 2022, SBP chief spokesperson Abid Qamar said that the central bank was in consultation with the banking industry and had received feedback from them on the draft guidelines issued on July 5, 2021.

Qamar added that keeping in view the feedback received from banking industry, the IFRS-9 instructions and implementation date were currently under review. “It will be communicated to the industry in due course of time.” However, as of now the central bank has not given extension in the implementation date. The sources said the banks had started preparing their balance sheets under new regulations.
To a question why the SBP deleted the clause, the spokesperson said these draft instructions were in line with IFRS-9 Accounting Standard Principles and Global Best Practices.

“The rationale for deleting the clause is that the expected credit loss on exposure to government is not substantial. Hence, the deletion of this clause would not have any material impact,” he added.
However, the reply suggests that the SBP expects some credit loss but continues to maintain it “is not substantial”. To another question about the implications of the new regulations on the government’s borrowing cost, the spokesperson said they were of the view that there would be no additional impact on the government’s borrowing cost.

However, the spokesperson agreed that the banks’ capital adequacy ratio requirements would increase but “there will be very negligible impact on the Capital Adequacy Ratios of the banks”. Although the new regulations imply that sovereign loans could default, Qamar said “this assumption is incorrect”.

ھندوؤں نے لائیو شو میں وڈے دلے کو "کتّا" کہہ دیا ۔ ۔ ۔ ۔
 

miafridi

Prime Minister (20k+ posts)
The bad luck of Imran Khan and his disciples is that the Bandar Tamasha they start does not last too long. The latest Bander Tamasha of high GDP has just been hit by first stone by this policy, which kind of tells the Commercial Banks to be careful of GOP’s financial situation.

Just like truth that came out of mouth of Sea lion Shabar Zedi said --- This Entity Pakistan is now Bankrupt


Details ?

Banks told to stay wary of sovereign loans default

SBP’s instructions have come into effect from Jan 1 this year

ISLAMABAD:
The State Bank of Pakistan has instructed commercial banks to start taking into account the probability of default on loans taken by the federal government. This brings an end to decades-old belief that the government cannot default on domestic debt.

The central bank has issued the International Financial Reporting Standards (IFRS-9) instructions and withdrew an exemption from the expected credit loss on loans either guaranteed or taken by the federal government, revealed the July 2021 instructions that were to be enforced with effect January 1, 2022.
The IFRS-9 is the set of accounting rules that specify how a bank should classify and measure financial assets and liabilities.

According to a July 2021 SBP circular, these instructions will be enforced with effect from January 1, 2022 and the central bank has not issued any new order to extend the deadline. The SBP’s instructions would also limit the banks’ ability to extend unlimited amount of loans to the government besides increasing the cost of borrowing. The enforcement of the six-month-old decision would coincide with the absolute autonomy being given to the SBP, including a prohibition on the government borrowing from the central bank.

The new regulations will force the banks to review their capital requirements and increase the money in proportionate to the weighted risks being given to the government loans. In its official reply, the SBP said there would be some impact on the capital adequacy ratio because of the new regulations but it “will be negligible”. It also said that the expected credit loss on lending to the federal government would not be “substantial”.

“The SBP should not have implemented new regulations on the banking sector at this stage, as the country’s financial position is already not very stable and it will be disturbed even more because of this,said Shabbar Zaidi, a former senior partner of AF Ferguson. “As a result of the new regulations, the cost of government borrowing will significantly increase,” he added, demanding that the SBP should withdraw the new measures.

According to IFRS-9 regulations of 2019, commercial banks had been given an exemption from making a capital charge on loans given to the federal government. To enable this exemption, there was a clause in the old IFRS-9 regulation that read: “The credit exposure [in local currency] that have been guaranteed by the government and the government securities are exempted from the application of expected credit loss model and would not require provisioning.”

The July 2021 instructions revealed that the SBP had deleted this clause. This means that there is now a probability of default on the loans given to the federal government, which would eventually force commercial banks to make provisions against any expected loss. The deletion of this clause implies that the banks now need to calculate expected credit loss on these exposures.

This has huge implications for the industry, which considers government exposures to be credit risk free, according to one of the country’s top five banks. As a result, these exposures often carried very fine pricing, reflecting the low perceived risk, it added. The bank’s written comments further showed that while the ultimate recovery of the loan was assured and hence any loss would always be considered zero, there would always be the impact of the time value of the money.

The decision becomes especially relevant considering frequent restructuring in these exposures, especially in the case of power sector. The banking industry players said that similar exemptions had been given on the government lending in other countries where the IFRS was applicable, demanding restoration of the exemption facility. The banks will now need to calculate expected credit loss on the treasury bill and Pakistan Investment Bonds.

“This means that this will attract capital charge for the banks and impede their ability to hold unlimited government debt,” a Karachi-based banker told The Express Tribune. He said that irrespective of the prevailing interest rates, the banks would not be able buy the government debt beyond a threshold.
“The SBP would be stopped by the new law from lending to the government so who will fund the budget deficit in one to two years’ time?” he questioned.


Banking industry experts said taking expected credit loss would mean that there was a probability of default and the banks will have to increase capital adequacy ratio, which will carry a cost to them
“No bank will bear the cost on its books without first recovering from the government by increasing the lending rates,” said another banker. After a ban on the government borrowing from the central bank, the federal government can only meet its financing needs from the commercial banks. According to another amendment in the SBP bill that the National Assembly approved last week, the SBP’s primary objective will be domestic price stability.

Finance ministry sources said the central bank could pull a plug in the name of controlling inflation if the government remained imprudent in its debt-financed spending. This can then create problem for the government. To a question about implementation of the IFRS9 by January 1, 2022, SBP chief spokesperson Abid Qamar said that the central bank was in consultation with the banking industry and had received feedback from them on the draft guidelines issued on July 5, 2021.

Qamar added that keeping in view the feedback received from banking industry, the IFRS-9 instructions and implementation date were currently under review. “It will be communicated to the industry in due course of time.” However, as of now the central bank has not given extension in the implementation date. The sources said the banks had started preparing their balance sheets under new regulations.
To a question why the SBP deleted the clause, the spokesperson said these draft instructions were in line with IFRS-9 Accounting Standard Principles and Global Best Practices.

“The rationale for deleting the clause is that the expected credit loss on exposure to government is not substantial. Hence, the deletion of this clause would not have any material impact,” he added.
However, the reply suggests that the SBP expects some credit loss but continues to maintain it “is not substantial”. To another question about the implications of the new regulations on the government’s borrowing cost, the spokesperson said they were of the view that there would be no additional impact on the government’s borrowing cost.

However, the spokesperson agreed that the banks’ capital adequacy ratio requirements would increase but “there will be very negligible impact on the Capital Adequacy Ratios of the banks”. Although the new regulations imply that sovereign loans could default, Qamar said “this assumption is incorrect”.


Do you even know what all of this mean before posting? ?
 

Doom1111

Minister (2k+ posts)
Rajarawal111 actually this is good decision to a keep check on government. This avoids bad lending and government borrowing mindlessly.

SBP independent is good for Pakistan because it avoids default, bad lending, Political MP, and reduce CAD.
 

RajaRawal111

Prime Minister (20k+ posts)
Very detailed post and thanks for sharing the reality ,,,,
BUT YOUTHIA LOGIC IS
IK IS HANDSOME
GIVE HIM 200 years
??
Well this is the reality. And Samundary Makhlooq Shabar Zedi told us about it just a months ago. So the policies are being made around this reality.
The Imrani Monkeys are a different breed. They dont need to know.


 

miafridi

Prime Minister (20k+ posts)
Do you even know what all of this mean before posting? ?
Imran khan Government is making sure that government is not used as a shield for mismanagement and laziness in these banks and that the banks will be responsible for giving any loan to government where there is a visible/possible loss, discouraging politically motivated loans from the banks, and encouraging only profit making loans.

With such a step Imran khan is obviously making it hard for his own government to take loans but he is also ensuring that governments in future will only take loans which will be financially viable and not be a burden on Pakistan/Pakistanis.
 

RajaRawal111

Prime Minister (20k+ posts)
Rajarawal111 actually this is good decision to a keep check on government. This avoids bad lending and government borrowing mindlessly.

SBP independent is good for Pakistan because it avoids default, bad lending, Political MP, and reduce CAD.
I 100% agree with you man. And I agree with it when i think about the future of this country.
But it also tells about the gravity of the situation in which this Donkey has actually trapped us in.
 

ish sasha

MPA (400+ posts)
WHO KANJAR RUN THIS WEB
IS IT A LONDAAA OF MARIUM NAWAZ KANJRI PANAMA CHAKLAY WALI
OR BILAAWAL GANDOOOOO HUSBAND
 

Hussain1967

Chief Minister (5k+ posts)

maxresdefault.jpg

حکومت سے نکلا تو اپوزیشن کیلئے زیادہ خطرناک ہوں گا، عمران خان


وزیراعظم عمران خان نے کہا ہے کہ حکومت سے نکل گیا تو میں اس سے زیادہ خطرناک ہوں گا۔

’آپ کا وزیراعظم آپ کے ساتھ ‘ میں عوام کے سوالات کے جواب کے دوران عمران خان نے کہا کہ ہماری پارٹی کی حکومت یہ مدت اور آئندہ مدت بھی پوری کرے گی۔

انہوں نے اپوزیشن کو دو ٹوک پیغام دیا کہ حکومت سے نکل گیا تو میں اس سے زیادہ خطرناک ہوں گا، میرے سڑکوں پر نکلنے سے آپ کو چھپنے کی جگہ نہیں ملے گی۔


سورس
Yeh ab sarkon par akaila hi niklay ga. Koi awaam iss kay saath nahin niklay gi. Aur agar Army nay iss kay sar say haath utha lia, tou agli hukoomat ki police iss ko phaintee ( urf kut) bhi lagaey gi. Siberite
 

Worldtronic

Senator (1k+ posts)
It’s time for some action ,,, one can’t keep on talking about previous regimes.
people are interested in what you have performed and had high hopes.
it’s not that ppp and Pmln did this or that ,,, what PTI has done should be more obvious

Very well said. ? ? ? ? ?