littlemaster
Minister (2k+ posts)
then take oath to always use toilets and not **** every where
like them...
like them...
Pakistan is still far better then India, today its 26th and in 2025 it will be 18th Economic Power
littlemaster
Minister (2k+ posts)
then educated your country men not to eat rats
littlemaster
Minister (2k+ posts)
oh ya tell then dont play like monkeys on train...it could be fatal
littlemaster
Minister (2k+ posts)
than be human and treat over 300 million people humanly
littlemaster
Minister (2k+ posts)
when all is done then discuss other problems.
and please start from toilets ...............this stink even i feel when wind comes from india.
plzzzzzzzzzzzzz
and please start from toilets ...............this stink even i feel when wind comes from india.
plzzzzzzzzzzzzz
chandbibi
Minister (2k+ posts)
I for one felt very happy because you are so happy! HAHAHA. You should also drink cow cola. It will help you to become rulers of the world. And yes. You should try to find out if u can afford to buy a house in mumbai's slums.:lol:
Aray tum log to sab par raaj karne wale ho. Gazoomartian ka map sar ankhon par. Why 18 , you are no 1. Star of World. Aise log agar dharti par kahin paida hue hai jo itne paak saaf daman, hoshiyar, jaanbaaz, true muslims who don't make fun of other's religious beliefs hain to bas woh to pakistani hai. Khush raho. jeeto raho.(clap)
Aray tum log to sab par raaj karne wale ho. Gazoomartian ka map sar ankhon par. Why 18 , you are no 1. Star of World. Aise log agar dharti par kahin paida hue hai jo itne paak saaf daman, hoshiyar, jaanbaaz, true muslims who don't make fun of other's religious beliefs hain to bas woh to pakistani hai. Khush raho. jeeto raho.(clap)
littlemaster
Minister (2k+ posts)
yar tum indian sala log paksitan ko uk samghta ha ,her wakat is forum pay a gata ha,galdi kero apna slum life to theek kerna mangta,take oath to use and clean toilets and not to pooh on roads.....dont eat rats, dont jump like monkey on trains,give rights to dalat and other minorities ,stop terrorism in kashmir,manipur and exastive list of other states..................chalo bhago pakistan sa, sala tum log slum sa aa ker paksitan ko ganda kerna mangta ha.bhago.
chandbibi
Minister (2k+ posts)
Haha. Little master. Koi aise jeena nahi chahta hai. Karachi ki orangi slums ke pics ham bhi laga sakte hain. par kya fayda? We are part of developing world. But yes Indian economy is slated to be no 3 by 2025. Right now it is on no 11. About Poverty toilets slums, etc our govt. has to do their work. If not we will kick their ***. Other things are our internal issues which we will resolve in the long term. That doesn't mean pakistan is not going to grow and it also doesnt mean pakistan is heaven on earth. We know what pakistan is just as you know what India is. Just that no point showing mirror reflection to each other. We are separated but we share the same pathos. India is better off than pakistan because we have more stability and a sound democracy and sound economy. Otherwise we have the same problems. Apne country ke bare me socho aur har cheez ko indian prism se dekhna band karo. Aur kehne par aaye to baat bahut dur tak jayegi isliye ghatiya batein please na karo to acha hoga.
Mohan Tiwari
Banned
An employee checks a 500 rupee note at a cash counter inside a bank in Agartala August 9, 2011.
Credit: Reuters/Jayanta Dey
By Swati Pandey
MUMBAI | Sat Aug 13, 2011 4:26pm IST
MUMBAI (Reuters) - ICICI Bank's takeover of a stake in a debt-laden telecom tower firm is an ominous sign of things to come as India's slowing economy and slumping shares erode the value of collateral on loans that companies are struggling to repay.
Weak markets, the global debt crisis and surging interest rates will further cripple Indian companies' ability to raise funds and manage borrowings and could worsen banks' credit quality.
State-run lenders, which account for 70 percent of the country's total advances, have voiced concerns over loan-repayment capabilities of borrowers after a rise in bad debts.
Compounding the problem, founders of several companies have pledged their shares for loans, meaning that as stocks fall, banks are demanding a top-up in security.
More than $33 billion worth of shares have been pledged with banks as collateral, with founders of as many as 17 companies pledging over 90 percent of their holdings, Bank of America-Merrill Lynch said in a June report.
"This is over-leveraging. It's like a fire. It will hit both the corporates and the banks," said Jagannadham Thunuguntla, equity head at brokerage SMC Capitals.
"There are some companies where the founders have pledged almost 100 percent of their shareholding. It could backfire."
Crisil, majority owned by Standard & Poor's, expects more credit downgrades and defaults for Indian companies in the coming months, Director Ramraj Pai told Reuters.
Bad loans at Indian banks are expected to rise to about 2.6 percent of their total assets in the year to March 2012 from 2.3 percent a year ago, ratings agency Crisil said. They have remained at the 2.3-2.4 percent levels since 2008.
A total of 43 accounts have defaulted in the June quarter, more than a third in the year to March 2011, Crisil said.
Investors have dumped bank shares on concerns of credit quality, slowing growth and lower profitability in a rising interest rate environment.
Shares of Indian lenders including No.1 State Bank of India, ICICI, Bank of India and Union Bank of India have fallen 18-22 percent so far this year, compared with a 13 percent fall in the BSE Bank index.
'THAT SINKING FEELING'
About 17 percent of Indian banks' outstanding credit could be stressed, IDFC Securities said in a recent research note titled 'Asset Quality - That sinking feeling.'
"Stubborn inflation, a spurt in interest rates and slower economy are straining India Inc's debt-servicing capacity. Ongoing infrastructure projects are at risk due to policy paralysis and a plethora of scams," it said.
Infrastructure assets including telecom, construction and power, which account for about 25 percent of total corporate credit, are a key concern for banks.
"Real estate will be more vulnerable to slippages, and infrastructure as well," said Alok Mishra, chairman and managing director of state-run Bank of India.
Banks are also keeping a close eye on India's No. 2 mobile carrier Reliance Communication, which is struggling to reduce a $7 billion mountain of debt, after posting a seventh straight quarterly profit decline in January-March.
Reliance has said that "strategic initiatives" were underway to reduce its debt. It had said in May it was looking to sell its tower arm to raise funds to lower borrowings but is yet to announce a deal.
The telecom sector is under pressure due to the ongoing investigations over irregularities in the 2G spectrum allocation that state auditors say cost the government $39 billion in lost revenues, higher interest rates and low average revenue per user.
"Some companies in the infrastructure sector specifically have extended themselves beyond their capabilities. If these projects don't go through or there is a change in fundamentals, they can be in trouble," said J Venkatesan, fund manager at Sundaram BNP Paribas Asset Management.
"Project finance loans are a problem too, specially when projects don't happen as scheduled."
He expects impact of these loans to show in banks' books in two years as most infrastructure projects have a long gestation period. Sundaram BNP Paribas owns stakes in India's top lenders.
INTO A ROUGH PATCH
ICICI Bank, India's No.2 lender, assumed a 29 percent stake in GTL Ltd in July, taking over shares pledged by its founder. The bank recovered nearly 2 billion rupees ($44.2 million) of the 5 billion rupees it loaned to GTL.
GTL shares had fallen more than 60 percent in just one day in June on market talk it may have fallen behind the debt-repayment schedule or a stakeholder could have sold shares in the open market.
Lenders to another group firm, GTL Infrastructure, plan to meet on Aug. 12 to consider terms and conditions for its debt-recast proposal, three bankers involved in the restructuring told Reuters.
They declined to be identified as they were not allowed to talk about their clients.
Earlier this year, liquor baron Vijay Mallya's Kingfisher Airline ceded a more than 29 percent stake to a group of 14 banks including top lender State Bank of India as part of a debt restructuring.
Cases referred for corporate debt restructuring (CDR) are also rising, banks said.
In July, nine new cases worth 170 billion rupees were referred to CDR, a bulk of it for GTL Infrastructure's nearly $2.5 billion of debt involving more than 20 banks, the bankers said.
"As interest rates rise and there is a slowdown there will be some companies that might want to go for debt restructuring," said B Ravindranath, chairman of the Corporate Debt Restructuring cell, which assesses and approves CDR proposals by banks.
The cell, a voluntary forum of Indian banks, said it is currently working to recast 131 loans worth nearly 700 billion rupees for sugar mills, textile units and micro lenders, among others.
Companies that turned to lenders to get their loans restructured in the past months include Oudh Sugar Mills, which was hit by soaring input costs in a highly regulated Indian sugar industry, and microfinance firms such as Asmitha Microfin and Future Financial Services.
Analysts have cautioned against investing in the banking sector. Their top-picks are ICICI, HDFC Bank and Axis Bank, but they have a unanimous "avoid" rating on several state-run banks.
The RBI, one of the most aggressive globally, has raised interest rates 11 times since March 2010 by a total 3.25 percentage points to tame inflation, but at the cost of growth, pushing corporate loan rates up to more than 10.25 percent.
The country's January-March growth was a worse-than-expected 7.8 percent, with economists expecting India to grow at 7.9 percent in the fiscal year that began in April, according to a Reuters poll, less than the 8.5 percent in the fiscal year ended in March.
"Signs of slowdown are undeniable. We are heading into a rough patch," SMC's Thunuguntla said.
"Banks' asset quality should come under pressure, there is no doubt about that."
http://in.reuters.com/article/2011/08/13/idINIndia-58712820110813
NEW DELHI, March 31 (Reuters) - India's total external debt rose to $297.5 billion at the end of December, up 0.57 percent from the estimated debt of $295.8 billion in the September quarter, the government said in a statement on Thursday. (Reporting by Rajesh Kumar Singh; editing by Malini Menon)
Pakistan external debt mounts to $58.39b at the end of December.
Just see who is begging India or Pakistan.
Indian gdp is 10 times bigger than that of pakistan..It has more public sector companies,more capability to pay debt.it has more forex reserves!!
Indian economy will continue to grow at 8% for decades !!india is a country which has still not implemented reforms in banks,financial institution and retail sector....
90% of banks are owned by public sector,retail sector of 500 billlion $ size is closed!!so by spending money on infrastructure to invite FDI,opening up sectors ;indian govt can generate enough growth in tax,revenue!!
Indian debt is still under control.....indian house saving rate is second best after china ..its is collosal 36-38%!!its tax to gdp ration is mounting up !!
Lastly unlike pakistan,india is in league of china and other western power houses with many fortune 500 companies who have bought lots of assets,companies;have been transformed into billion $ companies ;which are going to be biggest contributor to taxes!!
This is developed country.... At least Pakistan doesn't claim what is is not. There is law and order problem, there is some poverty and we openly admit this but not like India, despite all bad keep singling Shining India...
Just look at you true Indian face in this video.
Just look at you true Indian face in this video.
IndiaRocks
Banned
@Mohan....never argue with Idiots..they drag you down to their level and beat you with experience!!:lol:
[MENTION=9005]Lodhi[/MENTION], @ littlemaster...No matter how much you bark and paste videos, i can paste 100s of videos of pathetic pakistan...it will not change the ground reality, so be happy!
And lastly, Zardari is the best revenge for Pakistan, as long as hes there, Indians dont need to to do anything..hes taking care of everything!!(clap)
He has screwed your happiness and will do so for the next 5 years too..poor u!! Aik Zardari sab be bhari..Zardari khapay..jiye Zardari!!
[MENTION=9005]Lodhi[/MENTION], @ littlemaster...No matter how much you bark and paste videos, i can paste 100s of videos of pathetic pakistan...it will not change the ground reality, so be happy!
And lastly, Zardari is the best revenge for Pakistan, as long as hes there, Indians dont need to to do anything..hes taking care of everything!!(clap)
He has screwed your happiness and will do so for the next 5 years too..poor u!! Aik Zardari sab be bhari..Zardari khapay..jiye Zardari!!
Mohan Tiwari
Banned
who is denying that india is pefect..india is still a flawed democracy from western standards but all indicators of life in india are much ahead of pakistan!!
as a pakistani,you should stop comparing india with pakistan!!Pakistan is not in league of india!!
India has a matured democracy from eastern standard which pakistan will take 20 more years to achieve...we have a protest against corruption ongoing with means of non violence!!
Accountability can be only brought by bringing everyone under strict law,order;educating people;installing non corrupt institutions!!
we many not be perfect but we are advancing towards something which will lead us to state of perfection!!
Even developed country like england have riots!!so drink coffee and see a country with broad perspective !!
Lodhi[/URL said:
India economy is big on the scale of top world economy..its companies are big..its institutions are big..it has semi developed democratic institution...
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SINGH KING
Politcal Worker (100+ posts)
Lodhi sahab pakistan is 26th in list and we are 10 and as per PPP we are 4th then can u please explain how pakistan is better than India and stop comparing pak with India though u can compare ur country with our PUNJAB . Tuhada level ina k hi hai
We are proud of our democracy where everyone is free to do anything and you are insulting his releigion saying cow cola etc and in reply u will get that he is eating pork or he will say u porki or something .
We are proud of our democracy where everyone is free to do anything and you are insulting his releigion saying cow cola etc and in reply u will get that he is eating pork or he will say u porki or something .
nadarshaheen
Citizen
:angry_smile:Voting PTI is victory for PPP in next election ? no one even spits SAZRADRI I suppose to hit him on Eggs instead of shows ,my foot PPP. The country lost its all majors and treasures including Air lines ,Railways bug commercial industries ,steel factory with no electricity ,no Gas No petrol ,prices are touching the sky no justice in the country ? this country belongs to 18 million others Pakistani who would be next president would be in nation handS . PAKISTAN EVEN CANT FIGHT 2 DAYS WITH INDIA
only_truths
Minister (2k+ posts)
Thanks for posting this video. I never knew we are silently changing the face of rural India like the Young minds who started this campaign. Move on India.
ps: BTW, what you did not post about this video is given below:
quote:
"This scene is from Budihala village, Badami Taluk, Bagalkot district, Karnataka state, India. (27 Feb 2011).
63 years after the Indian independence the village did not have even 1 toilet. After orientation sessions and motivation training by headstreams (www.headstreams.org), one youth came forward to construct a toilet in his land. Soon 16 households in the village constructed their own toilets (after we trained them in it). Later another 48 more households came forward. The small seed of change is now growing...
In this video, we see the people of the village taking an oath to safeguard the village health and hygiene, to construct toilets and to use them. The oath is led by Smt. Swarna Bhat of headstreams. Shri A. M.Kunjappa. IAS Deputy Commissioner, Bagalkot district is present."
ps:
“The difference between what we do and what we are capable of doing would suffice to solve most of the problem.” - Mahatma Gandhi
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